In the United States, there is an assumption that if you have a health emergency and are taken to the emergency ward of any hospital, someone will treat you. Yes, you may be left with a huge bill afterward, but when you are in pain and your life is threatened, your healthcare will be the priority. Unfortunately, the same is not true in other countries and if you are a foreigner in a strange land, and something bad happens to you, you may not be given the benefit of the doubt. You may, in fact, be asked for pre-payment before you are taken care of.
When you are in pain or your life is in serious danger, the last thing you need to be doing is attempting to round up enough money to pay the hospital! That is why worldwide health insurance is so desperately important for people who travel. Whether you are crossing the border for just a few days, or you are a regular business traveler, it is vital that you have some form of worldwide health insurance in force when you go.
When you are quoting worldwide health insurance, perhaps the most important criteria should be the countries which will be covered. In many cases, you can buy insurance that covers you for one country in particular (for example, buying insurance for Mexico if that is the only country you ever visit), or large areas of the world, such as all European countries.
The real key is to make sure that wherever you go, your insurance is accepted. Whether you are travelling for just one day or making a year-long trip around the world, travelling without some form of worldwide health insurance could be not only dangerous but potentially fatal, so make sure you get your policy before you go.
Not Sure You Need Worldwide Health Insurance? Click Here!