With your average, employer provided health insurance policy, you have a list of doctors that you may go to, or a specific clinic or hospital. If you go out of your area, even within your own state, you will pay more and your health insurance might not even pick up any of the bill. But, have you ever thought what would happen if you traveled abroad and got sick or injured?
World health insurance is a way to make sure that you are always covered, no matter where you are. Because there are no universal or worldwide HMOs or PPOs, you never know what doctor you might see in a foreign country, and by getting world health insurance, you will be able to pay for it.
This type of insurance is not only for people who are travelling around the world, but for people who live near the borders or often visit foreign countries even for a few days. If you regularly head down to Mexico for a weekend, then you would definitely want world health insurance. If you are a business traveller and make regular visits to Europe or the Far East, then this type of health insurance will always enable you to get the treatment you need and also pay for you to get back to this country.
Although other foreign countries offer their own form of socialized health care, as a foreigner you will not be able to use it for free. In fact, they will gladly bill you huge amounts of money in exchange for being treated there. But, by having world health insurance in place, you will have a way to pay for these enormous medical bills, and also ensure that you are able to get back to the United States where your normal health insurance will be in force.
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